Underwriting cycle shifts
Unanticipated catastrophic losses
Risk financing alternatives
Marketing goals outline the proposed target market including detailed sales projections and how success will be measured.
Production planning determines the procedures involved in actually producing the proposed new product.
The product proposal and sales goals focus on detailed sales projections and estimated annual profits from the new product.
Situational analysis focuses on the company's internal environment and how it will affect the proposed new product.
Laws and regulations
They focus primarily on how a product will be advertised and delivered to potential customers.
Their purpose is to analyze customer spending habits and determine how much consumers might be willing to pay for a product.
They identify target customers and the resources and strategies to be used to create price promote and sell the product.
Their principal use is with new products; they are not effective for marketing existing products.
The product proposal and sales goals included in a marketing plan summarize the contractual relationship between producer and insurer.
The situational analysis (SWOT) of a marketing plan includes strategies for determining the appropriate distribution channel for products and services.
A marketing plan identifies the product or service to be promoted and the customers to be targeted.
A comprehensive marketing plan is limited to marketing goals and marketing strategies.
Advertising and promotion
Individualized customer support
Developing distribution channels for products and services.
Developing compensation methods for producers.
Establishing the contractual relationship between producer and insurer to enable each to meet its goals.
Providing the "roadmap" necessary to profitably and effectively acquaint sellers with potential buyers.
Wholesale grocery supplier
Retail grocery store
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