20.10%

17.32%

14.70%

7.35%

Gains are taxed at capital gains rates, and a 20% penalty is applied

Gains are taxed as ordinary income, and a 10% penalty is applied

Gains are taxed at capital gains rates, and a 10% penalty is applied

Gains are taxed as ordinary income, and a 20% penalty is applied

(II), (III), and (IV) only

All of the above

(III) and (IV) only

(I), (II), and (IV) only

Principles, Rules

Principles, Ethics

Rules, Principles

Rules, Ethics

Integrity

Competence

Diligence

Professionalism

$16,692.90

$17,389.48

$15,301.43

$18,741.77

$31,640.38

$31,229.85

$31,398.30

$31,029.49

All of the above

None of the above

(II) only

(I) only

Fairness

Objectivity

Integrity

Professionalism

All of the above are possible forms of discipline

Permanently revoke the right to use the CFP® mark

Issue a public letter of admonition

Require additional continuing education hours in any subject matter areas separate from, or in addition to, any form of discipline

$120 million

$110 million

$100 million

$90 million

$12,441.62

$10,673.59

$13,889.23

$11,737.38

All of the above

(1), (3), and (4) only

(1) and (2) only

(3) and (4) only

(2) and (3) only

All of the above

(1) and (4) only

(1), (3), and (4) only