WME Ch.6 Personal Risk Management Process

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Wells and Gubar modified the concept of an individual's life cycle to formulate the family life cycle. They argued that the demand on goods and services that an individual requires does not depend solely on their age, but where they are in the family life cycle. Which of the following statements is true regarding the family life cycle categories? 1. There is no distinction between married and un-married couples 2. There is no distinction between same-sex or opposite sex couples 3. There are 10 categories 4. The theory argues that the need for different financial products and services is largely driven byt he family's stage in the family life cycle.

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