0 [{"id":439055,"quiz_id":"22457","answer_id":null,"answerType_id":"0","created_at":"2018-04-22 20:29:16","updated_at":"2018-04-22 20:46:20","questionName":"The failure to disclose a fact which is important for making an underwriting or rating decision is ","questionTimeSeconds":"0","questionTimeMinutes":"2","questionImagePath":null,"position":1,"explanation":"","question_score_id":null,"lang":"","questionAudioPath":null},{"id":439056,"quiz_id":"22457","answer_id":null,"answerType_id":"0","created_at":"2018-04-22 20:31:05","updated_at":"2018-04-22 20:46:20","questionName":"Utmost good faith","questionTimeSeconds":"0","questionTimeMinutes":"2","questionImagePath":null,"position":2,"explanation":"","question_score_id":null,"lang":"","questionAudioPath":null},{"id":439057,"quiz_id":"22457","answer_id":null,"answerType_id":"0","created_at":"2018-04-22 20:34:06","updated_at":"2018-04-22 20:46:20","questionName":"Temporary insurance ","questionTimeSeconds":"0","questionTimeMinutes":"2","questionImagePath":null,"position":3,"explanation":"","question_score_id":null,"lang":"","questionAudioPath":null},{"id":439018,"quiz_id":"22457","answer_id":null,"answerType_id":"0","created_at":"2018-04-22 19:53:23","updated_at":"2018-04-22 20:46:20","questionName":"Very large risks are often insured by means of","questionTimeSeconds":"0","questionTimeMinutes":"2","questionImagePath":null,"position":4,"explanation":"","question_score_id":null,"lang":"","questionAudioPath":null},{"id":439054,"quiz_id":"22457","answer_id":null,"answerType_id":"0","created_at":"2018-04-22 20:26:59","updated_at":"2018-04-22 20:46:20","questionName":"A dedutible ","questionTimeSeconds":"0","questionTimeMinutes":"2","questionImagePath":null,"position":0,"explanation":"","question_score_id":null,"lang":"","questionAudioPath":null}]

block

The failure to disclose a fact which is important for making an underwriting or rating decision is

Select the correct answer(s).  

(0/0)

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Utmost good faith

Misrepresentation

Concealment

A material fact

none

Utmost good faith

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(0/0)

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Is a superior standard of honsty

Applies to the insured and the intermediary only

Is an essential of all contracts

Means an insured must answer all questions on an application

none

Temporary insurance

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(0/0)

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Must be cancelled in the same way as a policy of similar type would be cancelled

May be cancelled verbally in all cases

Must be cancelled when the policy is issued

Cannot be cancelled

none

Very large risks are often insured by means of

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(0/0)

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Subscription polices

Extension polices

endorsements

prescription polices

none

A dedutible

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(0/0)

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Cannot be used to reduce the premium on a policy

must apply individually to each item on a policy

May disappear if the amount of a loss exceeds the deductible

is used to encourage clients to carry adequate insurance