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What is the difference between comprehensive care and specified coverage?

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Specified Coverages
Comprehensive Care

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AKA Limited coverage policies limit coverage to one illness one limiting group of coverages.
They Provide a package of health care services that typically include preventative care, routine physicals, immunizations, outpatient services, and hospitalizations

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Match the expenses to what they cover.

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Basic Hospital Expense Coverage
Miscellaneous Hospital Expenses
Basic Medical Expense Coverage
Basic Surgical Coverage

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Commonly written in connection with Hospital Expense Policies. This type of policy pays for the cost of surgeons services.
AKA Basic Physicians Nonsurgical Expense Coverage. It Provides coverage for nonsurgical services a physician provides. It's limited to visits to patients confined in the hospital.
It covers room and board, and miscellaneous hospital expenses while the insured is confined in the hospital.
This amount normally has a separate limit. It can be expressed as multiple charges or as a flat amount. The policy may specify a maximum limit for certain types of expenses may not pay the full amount needed by the insured in the event of a lengthy hospital stay.

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What is the difference between noncancelable and guaranteed renewable?

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Guaranteed Renewable.
Noncancelable

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The insurance company cannot cancel the policy but they can increase the policy premium on the policy anniversary date.
The insurance company cannot cancel the policy but they can increase the policy premium on the policy anniversary date.

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Whats the difference between closed panel and open panel?

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Open panel
Closed Panel

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treats members and non-members
only allowed to treat its members

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What is the difference between a prepaid plan and a for-fee-service?

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For-Fee-Service
Prepaid Plans

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provide medical and hospital benefits in the form of service tather than dollars
providers recieve payment for their billed charges for each service provided

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What is the difference between the insured and subscriber?

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Subscriber
Insured

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AKA Participant. Are persons responsible for premium payments.
The people receiving the benefits

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