Inform the customer that his/her activity has been reported as suspicious and the authorities are asking about him/her
Cooperate fully with the authorities, as permitted by law.
Give the authorities everything they request.
Indicate to the authorities that you have fulfilled your regulatory duty by referring the matter to them
Report on compliance with the company’s stated requirements.
Report on compliance with each country’s requirements only for those customers that are serviced by branches in multiple countries; all others should be reported on the company’s stated requirements
Report on the level of monitoring performed on the activity in the accounts.
Report by each country’s compliance with the legal requirements within their country
By pointing out the regulatory consequences of non- compliance in training
By having senior management require compliance as a condition of employment.
By having auditors conduct testing on employee compliance
By having the AML officer personally tell associates of their responsibilities.
A report describing a visit, by the account officer, to the principal place of business.
Permanent address of principal place of the legal person’s activities
Name, legal form, status and proof of incorporation of the legal person
Identity of natural persons who have authority to operate the account and who exercise control of the legal person through ownership or other means.
Sales staff surveys on AML efforts, customer due diligence error rates, quality assurance testing on STR filings
Customer due diligence error rates, quality assurance testing on STR filings, percentage of products and services monitored for suspicious activity.
Customer due diligence error rates, sales staff surveys on AML efforts, percent of products and services monitored for suspicious activity
Quality assurance testing on STR filings, sales staff surveys on AML efforts, percentage of products and services monitored for suspicious activity.
Implement a testing plan to be sure appropriate transactions are captured and reported, provide training to impacted associates and consult with the regulators.
Provide training to impacted associates, work with technology partners to capture all cross-borders transaction for reporting and implement a testing plan to be sure appropriate transactions are captured and reported.
Work with technology partners to capture all cross- border transactions for reporting, implement a testing plan to be sure appropriate transactions are captured and consult with the regulators
Consult with the regulators, provide training to impacted associates and work with the technology partners to capture all cross-border transactions for reporting
The names and areas of the employees who took the training.
The topics the training addressed
Whether the training was provided to the board of directors
Whether the employees who took the training passed the post-training assessment.
The projected profitability of the product, the control environment to mitigate the risks presented by the product and the Inherent risk of the product
The inherent risk of the product, the control environment to mitigate the risks presented by the product, the residual risk of the product in light of the controls.
The residual risk of the product in light of the controls, the inherent risk of the product and the projected profitability of the product.
The control environment to mitigate the risks presented by the product, the residual risk of the product in light of the controls and the projected profitability of the product
Conduct a risk assessment to determine if the regulations change frequently enough to implement a process to check for changes.
Ask internal auditors to provide her with notice of changes needed to the program
Implement a process to determine when new regulations are published and assess them for impacts to the AML program.
Request permission to attend future annual AML- industry conferences
Rely on the internal audit reporting and regulatory examinations
Provide detailed training to senior management on their AML obligations.
Provide a summary of all reported suspicious activity
Develop a report containing metrics that reflect the effectiveness of various key program elements.
Escalate the matter to the account opening team and have them make the appropriate business decision.
Develop and follow an action plan to remediate the issue and report to audit on the progress made on the issue.
Dispute the finding with audit, as the compliance officer should be sufficiently empowered to make all AML-related decisions for the institution
Let the independent audit function remediate the issue, as they have identified it and the resolution of the issue needs to be handled independently of the compliance function
Powers and Responsibilities of Competent Authorities and Other Instructional Measures.
Money Laundering and Confiscation
Financial and Non-Financial Institution Preventative Measures
Immediately contact law enforcement by phone and tell them of the potential money laundering activity
Collect the appropriate documentation and review it with the purpose of filing an STR.
Contact the Board of Directors as soon as possible and inform them of this activity
Make a note of the activity, but do not file a STR in order to not risk losing a longtime customer.
An agreement between two parties establishing a set of principles that govern their relationship on a particular matter. An MOU is often used by countries to govern their sharing of assets in international asset-forfeiture cases or to set out their respective duties in anti-money laundering initiatives.
An agreement among countries allowing for mutual assistance in legal proceedings and access to documents and witnesses and other legal and judicial resources in the respective countries, in private sectors, for use in official investigations and prosecutions.
A written request for legal or judicial assistance sent by the central authority of one country to the central authority of another when seeking assistance from the foreign jurisdiction
The officer should only allow those employees who are comfortable be interviewed by law enforcement
The officer should confer with bank counsel as to whether to request subpoenas from law enforcement
The officer should deny permission for any such interviews without the creation of a grand jury or a formal court ordered investigation
The officer should allow the employees to be interviewed only if they are given immunity by law enforcement.
너는 정확하게 대답했다.
당신이 잘못 대답했습니다.
너는 시간이 없어.
점수 또는 평점을 저장하려면 로그인하거나 등록해야합니다.
텍스트에 적합한 오디오 언어를 설정하십시오.
단어를 강조 표시하여 학습을 향상시킵니다.
로그인 할 필요없이 퀴즈, 코스 및 플래시 카드를 재생할 수 있습니다. 그러나 점수를 저장하고 퀴즈, 코스 및 플래시 카드를 만들려면 로그인해야합니다. 오디오를 재생하려면 전문 계정에 로그인해야합니다.
학습을 한 차원 높여보십시오. 프로페셔널 계정으로 업그레이드하면 질문을 큰소리로 듣고 다른 많은 혜택을 누릴 수 있습니다.
귀하가 작성한 질문이나 답변에 대한 오디오가 생성됩니다.
많은 사람들이 그들이 배운 것을 듣고 더 잘 배웁니다. 외국어 학습을 위해 우리는 18 개 이상의 언어를 지원했습니다.
지원 언어로는 덴마크어, 네덜란드어, 영어, 프랑스어, 독일어, 아이슬란드 어, 이탈리아어, 일본어, 한국어, 노르웨이어, 폴란드어, 포르투갈어, 루마니아어, 러시아어, 스페인어, 스웨덴어, 터키어, 웨일스 어 등이 있습니다.
또한 단어를 소리내어 읽음으로써 자동 단어 단위 강조 기능을 지원합니다.
Apple App Store에서 볼 Topgrade 응용 프로그램을 선택하십시오.
Google Play에서 볼 수있는 Topgrade 앱을 선택합니다.